Medicare Advantage Emergency-Related SEPs

Has a natural disaster or emergency occurred near you recently? Your clients may qualify for a Special Enrollment Period.

CMS provides a Special Enrollment Period (SEP) for individuals who need to enroll in, disenroll from, or switch Medicare Advantage or prescription drug plans but are affected by a disaster or other emergency declared by a federal, state, or local government entity like FEMA, the president, or a governor.

Note: A disaster SEP, sometimes known as a FEMA SEP, is only available to beneficiaries who were affected during the incident period and may have missed a valid election period during the time of the incident period. This SEP shouldn’t be used as a marketing tool to generate new enrollments. See the full rule here that allows and establishes parameters for CMS to open up SEPs for those impacted by declared emergencies.

StateSEP ReasonCounties AffectedSEP Start DateSEP End Date
AlabamaSevere WeatherBaldwin, Barbour, Bullock, Butler, Chambers, Choctaw, Clarke, Coffee, Conecuh, Covington, Crenshaw, Dale, Escambia, Geneva, Greene, Hale, Henry, Houston, Lowndes, Marengo, Mobile, Monroe, Montgomery, Perry, Pike, Sumter, Tuscaloosa, Wilcox6/10/2023TBD
Winter StormBlount, Calhoun, Cherokee, Cleburne, Colbert, Cullman, Dekalb, Etowah, Fayette, Franklin, Jackson, Jefferson, Lamar, Lauderdale, Lawrence, Limestone, Madison, Marion, Marshall, Morgan, Pickens, St. Clair, Tuscaloosa, Walker, Winston1/14/2024TBD
ArizonaExtreme Heat EventAll8/9/2023TBD
ArkansasSevere WeatherAshley6/17/2023TBD
Severe WeatherAll6/25/2023TBD
Severe WeatherArkansas, Faulkner, Lonoke, Poinsett, Pope, Pulaski6/25/2023TBD
Anticipated Severe Winter WeatherAll1/14/2024TBD
Tornadoes and FloodingColumbia, Lafayette, Union3/14/2024TBD
Severe Storms and TornadoesGarland5/8/2024TBD
Arkansas Severe StormsBenton, Boone, Marion5/24/20247/31/2024
Severe Storms, Tornadoes, and FloodingArkansas, Ashley, Baxter, Benton, Boone, Bradley, Calhoun, Carroll, Chicot, Clark, Clay, Cleburne, Cleveland, Columbia, Conway, Craighead, Crawford, Crittenden, Cross, Dallas, Desha, Drew, Faulkner, Franklin, Fulton, Garland, Grant, Greene, Hempstead, Hot Spring, Howard, Independence, Izard, Jackson, Jefferson, Johnson, Lafayette, Lawrence, Lee, Lincoln, Little River, Logan, Lonoke, Madison, Marion, Miller, Mississippi, Monroe, Montgomery, Nevada, Newton, Ouachita, Perry, Phillips, Pike, Poinsett, Polk, Pope, Prairie, Pulaski, Randolph, Saline, Scott, Searcy, Sebastian, Sevier, Sharp, St. Francis, Stone, Union, Van Buren, Washington, White, Woodruff, Yell5/26/2024TBD
CaliforniaColorado FireMonterey1/21/2022TBD
Happy Camp Complex FiresSiskiyou8/15/2023TBD
Smith Camp Complex FireDel Norte8/15/2023TBD
Hurricane HilaryFresno, Imperial, Inyo, Kern, Los Angeles, Orange, Riverside, San Bernardino, San Diego, Tulare, Ventura8/18/2023TBD
Hurricane HilaryFresno, Imperial, Inyo, Kern, Los Angeles, Orange, Riverside, San Bernardino, San Diego, Siskiyou, Tulare, Ventura8/19/2023TBD
I-10 Freeway FireLos Angeles11/11/2023TBD
Winter StormsLos Angeles1/10/20248/31/2024
Tropical Storm HillarySan Diego, Ventura1/22/2024TBD
Atmospheric River EventLos Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara, Ventura2/3/2024TBD
Atmospheric River EventAlameda, Butte, Glenn, Lake, Mendocino, Monterey, Sacramento, San Francisco, Santa Cruz, Sonoma, Sutter2/4/2024TBD
Severe Winter StormsGlenn, Humboldt, Marin, Napa, Santa Clara, Solano, Trinity2/9/20248/31/2024
Severe StormsAlameda, Contra Costa, Del Norte Los Angeles, Marin, Mendocino, Monterey, Napa, Nevada, Plumas, San Bernardino, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Solano, Sonoma, Trinity, Ventura3/30/202410/31/2024
FloridaHurricane IanAll9/23/20228/31/2024
Seminole Tribe of Florida Tropical Storm NicoleBig Cypress Indian Reservation, Brighton Indian Reservation, Fort Pierce Indian Reservation, Hollywood Indian Reservation, Immokalee Indian Reservation, Tampa Reservation11/7/20224/30/2025
Hurricane NicoleAlachua, Baker, Bradford, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, Desoto, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Martin, Miami‐Dade, Monroe, Nassau, Okaloosa, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Santa Rosa, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, Washington11/7/202210/31/2024
Hurricane IdaliaAlachua, Baker, Bradford, Brevard, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, Desoto, Dixie, Duval, Flagler, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Hardee, Hernando, Hillsborough, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Nassau, Orange, Osceola, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla8/26/202310/31/2024
Impacts of War in IsraelAll10/7/20239/30/2024
North Florida TornadoesAlachua, Baker, Bay, Bradford, Brevard, Calhoun, Citrus, Clay, Columbia, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Hernando, Hillsborough, Holmes, Jackson, Jefferson, Lafayette, Lake, Leon, Levy, Liberty, Madison, Marion, Nassau, Okaloosa, Orange, Osceola, Pasco, Pinellas, Polk, Putnam, Santa Rosa, Seminole, St. Johns, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, Washington1/9/20249/30/2024
Crisis in HaitiAll3/3/20247/31/2024
Severe Storms, Straight Line Winds, & TornadosBaker, Gadsden, Hamilton, Lafayette, Leon, Liberty, Madison, Suwannee, Taylor, Wakulla5/10/20248/31/2024
May North Florida TornadoesBaker, Columbia, Escambia, Gadsden, Hamilton, Jefferson, Lafayette, Leon, Liberty, Madison, Okaloosa, Santa Rosa, Suwannee, Taylor, Wakulla5/10/20249/30/2024
Invest 90L – South Florida Flash FloodingBroward, Collier, Lee, Miami-Dade, Sarasota6/11/202410/31/2024
HawaiiHeavy Rains and FloodingKauai3/3/202410/31/2024
Severe Storms, Flooding, and LandslidesKauai4/11/20248/31/2024
Kona Low Weather EventHonolulu, Kauai5/14/20247/31/2024
Telecommunications InterruptionsAll5/30/20248/31/2024
Heavy Rains and FloodingAll7/2/20249/30/2024
IdahoSevere Storm, Flooding, Landslides, and Mudslides Idaho, Lewis, Shoshone4/14/20248/31/2024
IndianaSevere Weather and Tornadic ActivityPosey4/2/20248/31/2024
IowaSevere Storm SystemsPottawattamie4/26/20247/31/2024
Iowa Severe Storms and TornadoesClarke, Harrison, Mills, Polk, Pottawattamie, Ringgold, Shelby, Union4/26/20247/31/2024
Severe Storm SystemsClarke, Crawford, Harrison, Mills, Polk, Ringgold, Shelby, Union4/27/20247/31/2024
Severe Storm SystemsClarke, Marion, O’Brien, Pottawattamie5/6/20248/31/2024
Iowa Severe StormsAdair, Montgomery, Polk, Story5/20/20247/31/2024
Iowa Severe Storms SystemsAdair, Adams, Cass, Clay, Hardin, Harrison, Jasper, Kossuth, Marshall Montgomery, Page, Palo Alto, Pottawattamie, Tama, Warren5/20/20248/31/2024
Severe StormsCalhoun, Cerro Gordo, Johnson, Keokuk, Marion, Scott, Shelby, Union, Washington, Wright5/20/20248/31/2024
Severe StormsDallas, Poweshiek, Webster5/20/20248/31/2024
Highly Pathogenic Avian InfluenzaAll5/27/20249/30/2024
Severe Storm SystemKossuth, O’Brien5/31/20249/30/2024
Series of Severe Storm SystemDubuque, Emmet6/3/20249/30/2024
Series of Severe Storm SystemCarroll, Clay, Dickinson, Emmet, Harrison, O’Brien6/12/20249/30/2024
Severe Storm SystemsMonona, Woodbury6/12/20249/30/2024
Iowa Severe Storms, Flooding, Straight-line Winds, and TornadoesBuena Vista, Clay, Dickinson, Emmet, Lyon, O’Brien, Osceola, Plymouth, Sioux6/16/2024TBD
Series of Severe Storm SystemAllamakee6/21/20249/30/2024
Series of Severe Storm SystemBuena Vista, Cerro Gordo, Cherokee, Clay, Dickinson, Emmet, Floyd, Hancock, Humboldt, Kossuth, Lyon, O’Brien, Osceola, Plymouth, Pocahontas, Sioux, Webster, Winnebago, Woodbury, Worth, Wright6/21/20249/30/2024
Series of Severe Storm SystemFremont, Harrison, Mills, Monona, Pottawattamie6/21/20249/30/2024
Series of Severe Storm SystemPalo Alto6/21/20249/30/2024
Series of Severe Storm SystemSioux6/21/20249/30/2024
KentuckySevere WeatherAll7/17/2023TBD
Drought Conditions and WildfiresAll11/3/2023TBD
Train DerailmentAll11/22/2023TBD
Water ShortageLetcher1/5/2024TBD
Severe Weather SystemAll1/12/2024TBD
Severe Weather SystemAll3/14/2024TBD
Severe Weather SystemAll4/1/2024TBD
Kentucky Severe StormsBoyd, Carter, Fayette, Greenup, Jessamine, Oldham, Union, Whitley4/2/20247/31/2024
Severe Weather SystemAll5/26/2024TBD
LouisianaSevere StormsPointe Coupee, St. Landry, St. Tammany, West Feliciana4/10/20247/31/2024
Severe StormsEast Feliciana, Pointe Coupee, St. Landry, St. Tammany, West Feliciana4/10/20247/31/2024
Severe Storms and TornadoesEast Feliciana, Iberville, Lafayette, Pointe Coupee, St. James, St. Martin, West Baton Rouge5/14/20248/31/2024
Severe Storms and TornadoesIberville, Point Coupee, St. James, St. Martin, West Baton Rouge5/14/20249/30/2024
LA 77 Grosse Tete Bayou BridgeIberville6/6/20249/30/2024
MaineSevere Winter StormCumberland, York4/3/20247/31/2024
MarylandSevere WeatherAll9/22/2023TBD
Francis Scott Key Bridge CollapseAll3/26/20249/30/2024
MassachusettsSevere Storms and FloodingBristol, Worcester9/11/20237/31/2024
MichiganSevere WeatherBranch, Cass, Kalamazoo, St. Joseph5/7/20248/31/2024
MinnesotaEmergency Flood OperationsAll6/22/20249/30/2024
MississippiSevere Winter WeatherAll1/14/2024TBD
Severe Storms, Straight Line Winds, Tornados & FloodingHancock, Hinds, Humphreys, Madison, Neshoba, Scott4/8/20248/31/2024
MissouriSevere StormsAll4/25/20249/30/2024
NebraskaSevere StormBoyd6/23/2023TBD
Severe Winter StormBanner, Cheyenne, Dawes, Garden, Kimball, Morrill, Scotts, Sioux4/6/20247/31/2024
Severe Storms, Straight‐line Winds, and TornadoesDouglas, Washington4/25/20247/31/2024
Wildland FireButler, Colfax, Dodge, Douglas, Dundy, Fillmore, Hamilton, Hayes, Hitchcock, Howard, Keith, Lincoln, Platte, Polk, Red Willow, Saunders, Washington5/20/20248/31/2024
Wildland FireBox Butte, Morrill6/18/2024TBD
Severe Flooding ConditionsBoyd, Burt, Cass, Cedar, Dakota, Dixon, Douglas, Knox, Nemaha, Otoe, Richardson, Sarpy, Thurston, Washington6/22/2024TBD
NevadaHurricane HilaryAll8/20/2023TBD
New JerseySevere WeatherAll1/8/2024TBD
New MexicoWater ShortageSandoval8/15/20227/31/2024
Mass ShootingSan Juan5/15/2023TBD
Severe Power OutageSoccorro8/7/2023TBD
WildfiresLincoln, Mescalero Apache Reservation6/17/2024TBD
WildfiresLincoln, Mescalero Tribe, Otero6/17/2024TBD
New YorkImminent Arrival of Increased Covered Non-CitizensAll5/9/20237/31/2024
North CarolinaSevere Weather EventCleveland, Gaston, Lincoln, Mecklenburg5/8/20249/30/2024
Significant Flood EventAshe5/26/202410/31/2024
North DakotaBorder SecurityAll6/11/2023TBD
FloodingBurleigh, Morton2/29/20247/31/2024
OhioOhio TornadoesAuglaize, Crawford, Darke, Delaware, Hancock, Logan, Mercer, Miami, Richland, Union3/14/20247/31/2024
Severe Weather SystemAuglaize, Crawford, Darke, Delaware, Hancock, Licking, Logan, Mercer, Miami, Richland, Union3/14/20248/31/2024
OklahomaSevere StormsCarter, Hughes, Love, Murray4/25/20247/31/2025
Severe StormsBlaine, Carter, Cleveland, Comanche, Cotton, Craig, Custer, Garfield, Hughes, Johnston, Kay, Kingfisher, Lincoln, Love, Mcclain, Murray, Okfuskee, Oklahoma, Okmulgee, Osage, Ottawa, Payne, Pittsburg, Pontotoc, Pottawatomie, Tillman, Wagoner, Washington, Washita4/27/20248/31/2024
Oklahoma Severe StormsBlaine, Caddo, Custer, Delaware, Jackson, Mayes, Muskogee, Rogers5/19/20248/31/2024
Heavy Rain and FloodingTexas6/18/20249/30/2024
OregonGolden FireKlamath7/22/2023TBD
Hat Rock and Mount Hebron FiresUmatilla8/2/2023TBD
Lookout FireLane8/13/2023TBD
Bensel FireUmatilla9/3/2023TBD
PennsylvaniaInfrastructure RiskPhiladelphia6/11/2023TBD
Puerto RicoFlash FloodingLoiza, Guaynabo, San Juan10/27/2023TBD
Torrential Rain and FloodingAdjuntas, Arecibo, Camuy, Ciales, Corozal, Guayanilla, Lares, Manati, Maricao, Mayaguez, Naranjito, Ponce, Rio Grande, Sabana Grande, Toa Alta, Toa Baja, Utuado, Yauco5/8/2024TBD
Prolonged Power OutageAll6/12/2024TBD
Rhode IslandHigh Winds and Severe RainfallAll12/17/2023TBD
Nursing Home DisasterAll12/29/20237/31/2025
Severe StormAll1/9/2024TBD
Winter StormAll2/13/2024TBD
South DakotaFloodingBrown, Clark, Codington, Day, Faulk, Grant, Hand, Marshall, Potter, Roberts6/2/2023TBD
FloodingEdmunds, Spink6/2/2023TBD
Severe Storms, Flooding, and Predicted Water FlowsAll6/22/20249/30/2024
Severe Storms, Flooding, and Predicted Water FlowsAll6/24/20249/30/2024
TennesseeTennessee Severe Weather and TornadoesCannon, Cheatham, Giles, Hamilton, Jackson, Macon, Maury, Montgomery, Polk, Smith, Sumner, Warren5/8/202410/31/2024
TexasBorder SecurityAransas, Atascosa, Bee, Brewster, Brooks, Caldwell, Cameron, Chambers, Coleman, Colorado, Crane, Crockett, Culberson, Dewitt, Dimmit, Duval, Edwards, El Paso, Frio, Galveston, Goliad, Gonzales, Hidalgo, Hudspeth, Jackson, Jeff Davis, Jim Hogg, Jim Wells, Kenedy, Kerr, Kimble, Kinney, Kleberg, La Salle, Lavaca, Live Oak, Mason, Maverick, Mcculloch, Mcmullen, Medina, Menard, Midland, Pecos, Presidio, Real, Refugio, San Patricio, Schleicher, Shackelford, Sutton, Terrell, Throckmorton, Uvalde, Val Verde, Victoria, Webb, Wharton, Wilbarger, Wilson, Zapata, Zavala5/31/20227/31/2025
DroughtAndrews, Atascosa, Austin, Bailey, Bandera, Baylor, Bexar, Blanco, Borden, Bosque, Brown, Burnet, Callahan, Cameron, Castro, Childress, Cochran, Coke, Collingsworth, Colorado, Comal, Comanche, Coryell, Cottle, Crosby, Dallam, Dawson, Deaf Smith, Dickens, Dimmit, Ector, Edwards, Falls, Fisher, Floyd, Foard, Frio, Gaines, Garza, Glasscock, Grimes, Hale, Hamilton, Hansford, Hardeman, Hartley, Hays, Henderson, Hidalgo, Hockley, Howard, Hutchinson, Jones, Kendall, Kent, Kerr, Kimble, King, Kinney, La Salle, Lamb, Lampasas, Lipscomb, Llano, Lubbock, Lynn, Martin, Mason, Matagorda, Maverick, Mcculloch, Mclennan, Medina, Menard, Midland, Mills, Mitchell, Montgomery, Moore, Motley, Nolan, Ochiltree, Oldham, Parmer, Potter, Randall, Real, Roberts, Runnels, San Saba, Scurry, Shackelford, Sherman, Sterling, Stonewall, Sutton, Swisher, Taylor, Terry, Travis, Uvalde, Webb, Wharton, Yoakum, Zavala7/8/20228/31/2025
Severe StormHidalgo4/28/2023TBD
Severe StormCameron5/10/2023TBD
WildfiresArcher, Armstrong, Bailey, Baylor, Briscoe, Carson, Castro, Childress, Cochran, Collingsworth, Cottle, Crosby, Dallam, Deaf Smith, Dickens, Donley, Fannin, Floyd, Foard, Garza, Gray, Gregg, Hale, Hall, Hansford, Hardeman, Harrison, Hartley, Haskell, Hemphill, Hockley, Hutchinson, Kent, King, Knox, Lamb, Lipscomb, Lubbock, Lynn, Moore, Motley, Nacogdoches, Newton, Ochiltree, Oldham, Parmer, Potter, Randall, Roberts, Sherman, Stonewall, Swisher, Terry, Throckmorton, Upshur, Wheeler, Wichita, Wilbarger, Yoakum, Young2/23/20248/31/2024
Severe StormsAnderson, Angelina, Austin, Bailey, Bandera, Bastrop, Baylor, Bell, Bexar, Blanco, Bosque, Bowie, Brazos, Brown, Burleson, Burnet, Caldwell, Calhoun, Cass, Chambers, Cherokee, Clay, Coleman, Collin, Colorado, Comal, Concho, Cooke, Coryell, Dallas, Delta, Denton, Dewitt, Dickens, Eastland, Ellis, Falls, Fannin, Fayette, Freestone, Galveston, Gillespie, Gonzales, Gregg, Grimes, Guadalupe, Hamilton, Hardin, Harris, Haskell, Hays, Henderson, Hill, Hockley, Hood, Hopkins, Houston, Hunt, Jasper, Jefferson, Johnson, Jones, Karnes, Kaufman, Kendall, Kerr, Kimble, Knox, Lamar, Lampasas, Lavaca, Lee, Leon, Liberty, Limestone, Llano, Lynn, Madison, Mason, Mcculloch, Mclennan, Medina, Menard, Midland, Milam, Mills, Montague, Montgomery, Nacogdoches, Navarro, Newton, Orange, Panola, Polk, Red River, Robertson, Rockwall, Rusk, Sabine, San Augustine, San Jacinto, San Saba, Shelby, Smith, Somervell, Sutton, Tarrant, Terrell, Titus, Travis, Trinity, Tyler, Van Zandt, Walker, Waller, Washington, Wichita, Williamson, Wilson4/9/20249/30/2024
Severe Storms and FloodingHardin, Jasper, Jefferson, Newton, Panola, Shelby, Tyler4/9/2024TBD
Winds, Tornadoes, and FloodingHarris, Liberty, Montgomery, Polk, San Jacinto, Trinity, Walker4/26/2024TBD
Tropical Storm AlbertoAransas, Atascosa, Bandera, Bee, Bexar, Brazoria, Brooks, Calhoun, Cameron, Chambers, Dewitt, Dimmit, Duval, Edwards, Fort Bend, Frio, Galveston, Goliad, Gonzales, Harris, Hidalgo, Jackson, Jefferson, Jim Hogg, Jim Wells, Karnes, Kenedy, Kinney, Kleberg, La Salle, Lavaca, Live Oak, Matagorda, Maverick, Mcmullen, Medina, Nueces, Orange, Real, Refugio, San Patricio, Starr, Uvalde, Val Verde, Victoria, Webb, Wharton, Willacy, Wilson, Zapata, Zavala6/19/2024TBD
VermontSevere WeatherAll7/9/20233/31/2025
WashingtonSevere Storm and FloodingGrant and Douglas7/10/2022TBD
West VirginiaSevere ThunderstormBarbour, Brooke, Fayette, Hancock, Kanawha, Lincoln, Marshall, Nicholas, Ohio, Pleasants, Wetzel, Wood4/2/20247/31/2024
West Virginia Severe StormsBoone, Cabell, Fayette, Kanawha, Lincoln, Marshall, Nicholas, Ohio, Putnam, Wayne, Wetzel4/2/20247/31/2024
Severe StormsBoone, Brooke, Doddridge, Gilmer, Hancock, Lincoln, Marshall, Ohio, Tyler, Wetzel4/11/20247/31/2024

In order to utilize a PDP and Medicare Advantage SEP triggered by an emergency or disaster, individuals must:

  • Reside (including resided at the start of the incident date) in an area where a federal, state, or local government entity has declared a disaster or other emergency.
  • Have had another valid election period (e.g., Initial Enrollment Period) at any time during the incident period.
  • Have missed an enrollment during that other valid election period due to the disaster or other emergency.

In addition, the SEP is available to those individuals who don’t live in the affected areas but who do rely on help making health care decisions from one or more individuals who live in the affected areas.

What Steps Do Agents Need to Follow?

If your client believes they may qualify for one of these SEPs and wants to enroll, disenroll, or switch Medicare Advantage or PDP plans, your client should:

  • Be able to show proof that they lived/live in an impacted area at the start of the incident period.
  • Confirm that they had another election period available during the time of the incident period.
  • Confirm that the beneficiary lived in a county that has been declared a disaster or emergency by a federal, state, or local government entity.

Once you’ve verified their eligibility, proceed with the application. During the application process, select these two enrollment reasons:

  • Affected by an emergency or major disaster (as declared by FEMA or a government entity).
  • Election period enrollee was eligible for and not able to use due to the declared disaster or emergency. Provide dates when applicable (e.g., change in residence).

The enrollment will be submitted to CMS using this election code. If it’s determined that this election isn’t appropriate, the carrier will reach out to inform you, and the member will receive a Request for Information (RFI) to determine if another enrollment period is available to them.

Please note that enrollments made using a Medicare disaster SEP are effective the first of the month following the enrollment.

● ● ●

We strive to keep you updated on relevant news and information, and we’ll update this post when new SEPs become available. Check back if something happens in your area that you think might lead to a declared emergency.

Editor’s Note: This post was originally published in December 2022. It has been updated to include the latest disaster SEPs available in 2024.

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