This is your hub for all production incentives at Ritter — track your performance and maximize your earnings!

Select a leaderboard to see if you are in the running for the top prize for our Med Supp or ancillary incentives!

Med Supp Quarter 1 Leaderboard

RankNameStatePoints
1Robert W.NJ308
2Adam K.PA191.5
3Matthew M.OH124
4Gary B.MD115
5Michael K.NY110
6Andrew H.CO97.5
7Erin K.PA93
8Paul S.MI64.5
9Jonathan E.PA56.5
10Laura S.PA51.5
11Brian M.FL51
12Judith F.PA44.5
13John F.CT43.5
14Megan M.PA38.5
15Andrew V.NJ36
16Michelle C.GA35.5
17Richard S.PA34.5
18Christine G.PA34.5
19Joann Q.FL34
20Melissa B.MD33.5
Results shown from 1/1/2025 to 3/25/2025. Results may not reflect production from carriers with delayed reporting and are not a projection of future results.

Quarterly Prizes

PlacesPrizes
1st$5,000
2nd$2,500
3rd$1,500
4th$1,000
5th$750
6th15th$500
16th20th$250

End-of-the-Year Prizes

PlacesPrizes
1st$10,000
2nd$7,500
3rd$5,000
4th$2,500
5th$2,500


Frequently Asked Questions

Q: How will winners be determined?

A: Winners will be determined based on point totals for how many qualifying Medicare Supplement applications they wrote and issued. Submitted apps will earn you 1 or 1.5 points, depending on the carrier.

Carriers worth 1.5 points include:

  • Ace
  • Aflac
  • American Benefit Life
  • Humana
  • ManhattanLife
  • Wellabe
  • WoodmenLife
  • Cigna Healthcare
  • Mutual of Omaha

All other carriers will be worth 1 point.

First place will be awarded to the direct-to-Ritter agent with the highest point total, second place will go to the direct-to-Ritter agent with the second highest point total, etc.

Q: How will ties be broken?

A: Ties will be broken based on premium. If three agents achieve the same point total, the agent with the higher premium total will win the rank. The agent with the next highest premium total will get the next rank, and the third agent will get the rank after that.

Q: For which companies will my Medicare Supplement apps count?

A: Your Medicare Supplement apps will count for carriers for which you’re contracted with Ritter as the direct upline. Just talk to your sales specialist to find a competitive product in your market, get contracted with Ritter, and start writing!

Applications submitted for disability/under 65 will not count.

Q: When will I receive my winnings?

A: 30 days after the end of each quarter.

Q: I produced Medicare Supplement business through Ritter Insurance Marketing in 2024 but never received a bonus. Why not?

A: To qualify for the bonus, you must meet all criteria, including being ready-to-sell for at least one Medicare Advantage or Medicare Part D (PDP) plan through Ritter Insurance Marketing. It’s also possible you didn’t produce enough to qualify.

Q: I’m a top producer, and I have top-level contracts. Can I still qualify?

A: Yes. You can hold top-level contracts and still qualify.

Q: My contract is not direct to Ritter. (I have an intermediate upline.) Can I still qualify?

A: No. You must be direct to Ritter to qualify for this incentive.

Q: I have an agency. Can I “pool” production from multiple agents?

A: No. This contest is only for writing agents who are direct to Ritter.

Q: Will I get a 1099 for my award?

A: Yes. If you win the end-of-the-year prize or any other monetary prizes.

Q: If I don’t write my Medicare Supplement business through Ritter, does it still count?

A: No.

Med Supp 2025 Leaderboard

RankNameStatePoints
1Robert W.NJ308
2Adam K.PA191.5
3Matthew M.OH126
4Gary B.MD115
5Michael K.NY114
6Andrew H.CO97.5
7Erin K.PA93
8Paul S.MI64.5
9Jonathan E.PA58.5
10Brian M.FL52
Results shown from 1/1/2025 to 3/25/2025. Results may not reflect production from carriers with delayed reporting and are not a projection of future results.

Quarterly Prizes

PlacesPrizes
1st$5,000
2nd$2,500
3rd$1,500
4th$1,000
5th$750
6th15th$500
16th20th$250

End-of-the-Year Prizes

PlacesPrizes
1st$10,000
2nd$7,500
3rd$5,000
4th$2,500
5th$2,500


Frequently Asked Questions

Q: How will winners be determined?

A: Winners will be determined based on point totals for how many qualifying Medicare Supplement applications they wrote and issued. Submitted apps will earn you 1 or 1.5 points, depending on the carrier.

Carriers worth 1.5 points include:

  • Ace
  • Aflac
  • American Benefit Life
  • Humana
  • ManhattanLife
  • Wellabe
  • WoodmenLife
  • Cigna Healthcare
  • Mutual of Omaha

All other carriers will be worth 1 point.

First place will be awarded to the direct-to-Ritter agent with the highest point total, second place will go to the direct-to-Ritter agent with the second highest point total, etc.

Q: How will ties be broken?

A: Ties will be broken based on premium. If three agents achieve the same point total, the agent with the higher premium total will win the rank. The agent with the next highest premium total will get the next rank, and the third agent will get the rank after that.

Q: For which companies will my Medicare Supplement apps count?

A: Your Medicare Supplement apps will count for carriers for which you’re contracted with Ritter as the direct upline. Just talk to your sales specialist to find a competitive product in your market, get contracted with Ritter, and start writing!

Applications submitted for disability/under 65 will not count.

Q: When will I receive my winnings?

A: 30 days after the end of each quarter.

Q: I produced Medicare Supplement business through Ritter Insurance Marketing in 2024 but never received a bonus. Why not?

A: To qualify for the bonus, you must meet all criteria, including being ready-to-sell for at least one Medicare Advantage or Medicare Part D (PDP) plan through Ritter Insurance Marketing. It’s also possible you didn’t produce enough to qualify.

Q: I’m a top producer, and I have top-level contracts. Can I still qualify?

A: Yes. You can hold top-level contracts and still qualify.

Q: My contract is not direct to Ritter. (I have an intermediate upline.) Can I still qualify?

A: No. You must be direct to Ritter to qualify for this incentive.

Q: I have an agency. Can I “pool” production from multiple agents?

A: No. This contest is only for writing agents who are direct to Ritter.

Q: Will I get a 1099 for my award?

A: Yes. If you win the end-of-the-year prize or any other monetary prizes.

Q: If I don’t write my Medicare Supplement business through Ritter, does it still count?

A: No.

Ancillary Q1 Leaderboard

RankNameStatePoints
1Tracy K.PA75
2Daniel H.GA53
3Marcus J.TN34
4Daniel Y.PA28
5Adam K.PA23
6Luther R.OH18
7Kelvin M.AL18
8Brandon R.PA17
9Timothy Y.PA16
10Edward M.PA16
11Francis B.PA14
12Christine G.PA12
13Timothy S.CO12
14Victoria S.PA11
15Spenser V.OH10
16Glen K.CA10
17Barbara H.MD9
18Brian E.FL9
19Brian M.MN8
20Stephanie Y.PA8
Results shown from 1/1/2025 to 1/31/2025. Results may not reflect production from carriers with delayed reporting and are not a projection of future results.

Quarterly Prizes

PlacesPrizes
1st$1,500
2nd$1,000
3rd5th$750
6th10th$500
11th20th$250

End-of-the-Year Prizes

PlacesPrizes
1st$5,000
2nd$3,500
3rd$2,500


Frequently Asked Questions

Q: How will winners be determined?

A: Winners will be determined based on point totals for how many qualifying ancillary applications they wrote and issued. Submitted apps will earn you 1 or 2 points, depending on the product.

Products worth 1 points include:

  • Accident protection/accidental death
  • Critical illness/cancer, heart attack, or stroke
  • DVH, stand-alone dental or vision
  • Hospital indemnity
  • Short-term care/home health care
  • Final expense/whole life (under $25k)
  • Fixed annuity (under $100k)
  • All other internal life insurance products

Products worth 2 points include:

  • Final expense/whole life (over $25K)
  • Fixed annuity (over $100K)

First place will be awarded to the direct-to-Ritter agent with the highest point total, second place will go to the direct-to-Ritter agent with the second highest point total, etc.

Q: How will ties be broken?

A: Ties will be broken based on total number of applications written. If three agents received the same amount of points, the highest number of individual applications will be the tie-breaker. If two producers have the same amount of points and the same number of applications, ties will be broken by the highest total premium written in that quarter.

Q: For which companies will my ancillary apps count?

A: Your ancillary apps will count for all participating companies through which you’re contracted with Ritter as the direct upline. Just use our CSG quoting tool in Integrity Marketing Center to find a competitive product in your market, get contracted with Ritter, and start writing!

Applications submitted for under 65 health care will not count. Applications submitted through our partnerships with Advisors Insurance Brokers (AIB) and Brokers International (BI) will not count.

Q: I’m a top producer, and I have top-level contracts. Can I still qualify?

A: Yes, you can hold top-level contracts and still qualify; however, only personally written business qualifies. Applications written by downline agents do not count toward individual points.

Q: My contract is not direct to Ritter. (I have an intermediate upline.) Can I still qualify?

A: No, you must be direct to Ritter to qualify for this incentive.

Q: I have an agency. Can I “pool” production from multiple agents?

A: No. This contest is only for individual writing agents who are direct to Ritter.

Q: Will I get a 1099 for my award?

A: Yes. If you win the end-of-the-year prize or any other monetary prizes.

Q: If I don’t write my ancillary business through Ritter, does it still count?

A: No.

Q: Which carriers qualify for the Quest for Cash incentive?

A: The following carriers qualify for the product types they’re listed under.

Accident Protection/AD&D

  • AFEUSA/Zurich
  • Assurity Life
  • Bankers Fidelity
  • Cigna
  • Foresters
  • Gerber Life
  • GTL
  • Liberty Bankers Life
  • LifeSecure
  • ManhattanLife
  • New Era/Philadelphia American
  • Pivot Health
  • UnitedAmerican/Globe Life
  • UnitedHealthcare (Golden Rule)

Fixed Annuities (MYGA, FPDA, SPDA, SPIA only; Fixed Indexed Annuities not included.)

  • Americo
  • Assurity Life
  • Bankers Fidelity
  • GBU Life
  • GCU Life
  • Heartland National Life
  • KSKJ Life
  • ManhattanLife
  • Mutual of Omaha
  • Nassau
  • New Era/Philadelphia American
  • Oxford Life
  • Royal Neighbors of America
  • UnitedAmerican/Globe Life
  • United Life

Critical Illness/CHAS

  • Aetna
  • AFEUSA/Chubb
  • AFEUSA/Zurich
  • Assurity Life
  • Bankers Fidelity
  • Cigna
  • GTL
  • LifeSecure
  • ManhattanLife
  • Mutual of Omaha
  • New Era/Philadelphia American
  • Physicians Mutual
  • Pivot Health
  • UnitedHealthcare (Golden Rule)
  • United National Life
  • Wellabe

Hospital Indemnity

  • Aetna
  • AFEUSA/Chubb
  • AFEUSA/Hooray
  • AFEUSA/Prudential
  • AFEUSA/Zurich
  • Allstate Health
  • Bankers Fidelity
  • Cigna
  • GTL
  • Heartland National
  • Liberty Bankers Life
  • LifeSecure
  • ManhattanLife
  • Mutual of Omaha
  • NCD
  • New Era/Philadelphia American
  • Pivot Health
  • UnitedHealthcare (Chesapeake Life)
  • United National Life
  • Wellabe

DVH

  • Aetna
  • AFEUSA/MetLife
  • AFEUSA/United Concordia
  • AFEUSA/VSP
  • Allstate Health
  • Ameritas
  • Apex Dental
  • Cigna
  • ManhattanLife
  • Mutual of Omaha
  • NCD
  • New Era/Philadelphia American
  • Physicians Mutual
  • Pivot Health
  • UnitedHealthcare (Chesapeake Life)
  • United National Life
  • Wellabe

Final Expense/Traditional Whole Life

  • Aflac
  • American HomeLife
  • Aetna
  • Allstate Health
  • American-Amicable
  • Americo
  • Assurity Life
  • Bankers Fidelity
  • Cigna
  • Corebridge
  • Foresters
  • GBU Life
  • GCU Life
  • Gerber Life
  • GTL
  • KSKJ Life
  • Liberty Bankers Life
  • ManhattanLife
  • Mutual of Omaha (Living Promise and Children’s Whole Life Only)
  • New Era/Philadelphia American
  • Oxford Life
  • Physician’s Mutual
  • Royal Neighbors of America
  • Transamerica (Lifetime Whole Life and Solutions Final Expense)
  • UnitedAmerican/Globe Life
  • United HomeLife
  • United Life
  • Woman’s Life

Short-Term Care/Home Health Care

  • Aetna
  • Bankers Fidelity
  • Cigna
  • GTL
  • Heartland National
  • ManhattanLife
  • True Freedom
  • United National Life
  • Wellabe

Other Life Insurance Products

  • GCU Life(Funeral Trust)
  • NGL (FuneralTrust)

Ancillary 2025 YTD Leaderboard

RankNameStatePoints
1Tracy K.PA75
2Daniel H.GA53
3Marcus J.TN34
4Daniel Y.PA28
5Adam K.PA23
6Luther R.OH18
7Kelvin M.AL18
8Brandon R.PA17
9Timothy Y.PA16
10Edward M.PA16
11Francis B.PA14
12Christine G.PA12
13Timothy S.CO12
14Victoria S.PA11
15Spenser V.OH10
16Glen K.CA10
17Barbara H.MD9
18Brian E.FL9
19Brian M.MN8
20Stephanie Y.PA8
Results shown from 1/1/2025 to 1/31/2025. Results may not reflect production from carriers with delayed reporting and are not a projection of future results.

Quarterly Prizes

PlacesPrizes
1st$1,500
2nd$1,000
3rd5th$750
6th10th$500
11th20th$250

End-of-the-Year Prizes

PlacesPrizes
1st$5,000
2nd$3,500
3rd$2,500


Frequently Asked Questions

Q: How will winners be determined?

A: Winners will be determined based on point totals for how many qualifying ancillary applications they wrote and issued. Submitted apps will earn you 1 or 2 points, depending on the product.

Products worth 1 points include:

  • Accident protection/accidental death
  • Critical illness/cancer, heart attack, or stroke
  • DVH, stand-alone dental or vision
  • Hospital indemnity
  • Short-term care/home health care
  • Final expense/whole life (under $25k)
  • Fixed annuity (under $100k)
  • All other internal life insurance products

Products worth 2 points include:

  • Final expense/whole life (over $25K)
  • Fixed annuity (over $100K)

First place will be awarded to the direct-to-Ritter agent with the highest point total, second place will go to the direct-to-Ritter agent with the second highest point total, etc.

Q: How will ties be broken?

A: Ties will be broken based on total number of applications written. If three agents received the same amount of points, the highest number of individual applications will be the tie-breaker. If two producers have the same amount of points and the same number of applications, ties will be broken by the highest total premium written in that quarter.

Q: For which companies will my ancillary apps count?

A: Your ancillary apps will count for all participating companies through which you’re contracted with Ritter as the direct upline. Just use our CSG quoting tool in Integrity Marketing Center to find a competitive product in your market, get contracted with Ritter, and start writing!

Applications submitted for under 65 health care will not count. Applications submitted through our partnerships with Advisors Insurance Brokers (AIB) and Brokers International (BI) will not count.

Q: I’m a top producer, and I have top-level contracts. Can I still qualify?

A: Yes, you can hold top-level contracts and still qualify; however, only personally written business qualifies. Applications written by downline agents do not count toward individual points.

Q: My contract is not direct to Ritter. (I have an intermediate upline.) Can I still qualify?

A: No, you must be direct to Ritter to qualify for this incentive.

Q: I have an agency. Can I “pool” production from multiple agents?

A: No. This contest is only for individual writing agents who are direct to Ritter.

Q: Will I get a 1099 for my award?

A: Yes. If you win the end-of-the-year prize or any other monetary prizes.

Q: If I don’t write my ancillary business through Ritter, does it still count?

A: No.

Q: Which carriers qualify for the Quest for Cash incentive?

A: The following carriers qualify for the product types they’re listed under.

Accident Protection/AD&D

  • AFEUSA/Zurich
  • Assurity Life
  • Bankers Fidelity
  • Cigna
  • Foresters
  • Gerber Life
  • GTL
  • Liberty Bankers Life
  • LifeSecure
  • ManhattanLife
  • New Era/Philadelphia American
  • Pivot Health
  • UnitedAmerican/Globe Life
  • UnitedHealthcare (Golden Rule)

Fixed Annuities (MYGA, FPDA, SPDA, SPIA only; Fixed Indexed Annuities not included.)

  • Americo
  • Assurity Life
  • Bankers Fidelity
  • GBU Life
  • GCU Life
  • Heartland National Life
  • KSKJ Life
  • ManhattanLife
  • Mutual of Omaha
  • Nassau
  • New Era/Philadelphia American
  • Oxford Life
  • Royal Neighbors of America
  • UnitedAmerican/Globe Life
  • United Life

Critical Illness/CHAS

  • Aetna
  • AFEUSA/Chubb
  • AFEUSA/Zurich
  • Assurity Life
  • Bankers Fidelity
  • Cigna
  • GTL
  • LifeSecure
  • ManhattanLife
  • Mutual of Omaha
  • New Era/Philadelphia American
  • Physicians Mutual
  • Pivot Health
  • UnitedHealthcare (Golden Rule)
  • United National Life
  • Wellabe

Hospital Indemnity

  • Aetna
  • AFEUSA/Chubb
  • AFEUSA/Hooray
  • AFEUSA/Prudential
  • AFEUSA/Zurich
  • Allstate Health
  • Bankers Fidelity
  • Cigna
  • GTL
  • Heartland National
  • Liberty Bankers Life
  • LifeSecure
  • ManhattanLife
  • Mutual of Omaha
  • NCD
  • New Era/Philadelphia American
  • Pivot Health
  • UnitedHealthcare (Chesapeake Life)
  • United National Life
  • Wellabe

DVH

  • Aetna
  • AFEUSA/MetLife
  • AFEUSA/United Concordia
  • AFEUSA/VSP
  • Allstate Health
  • Ameritas
  • Apex Dental
  • Cigna
  • ManhattanLife
  • Mutual of Omaha
  • NCD
  • New Era/Philadelphia American
  • Physicians Mutual
  • Pivot Health
  • UnitedHealthcare (Chesapeake Life)
  • United National Life
  • Wellabe

Final Expense/Traditional Whole Life

  • Aflac
  • American HomeLife
  • Aetna
  • Allstate Health
  • American-Amicable
  • Americo
  • Assurity Life
  • Bankers Fidelity
  • Cigna
  • Corebridge
  • Foresters
  • GBU Life
  • GCU Life
  • Gerber Life
  • GTL
  • KSKJ Life
  • Liberty Bankers Life
  • ManhattanLife
  • Mutual of Omaha (Living Promise and Children’s Whole Life Only)
  • New Era/Philadelphia American
  • Oxford Life
  • Physician’s Mutual
  • Royal Neighbors of America
  • Transamerica (Lifetime Whole Life and Solutions Final Expense)
  • UnitedAmerican/Globe Life
  • United HomeLife
  • United Life
  • Woman’s Life

Short-Term Care/Home Health Care

  • Aetna
  • Bankers Fidelity
  • Cigna
  • GTL
  • Heartland National
  • ManhattanLife
  • True Freedom
  • United National Life
  • Wellabe

Other Life Insurance Products

  • GCU Life(Funeral Trust)
  • NGL (FuneralTrust)

Want help strategizing and earning more? Contact your sales specialist for portfolio recommendations, contracting, and sales tips!

Med Supp and ancillary production must be through Ritter. Producer must be direct to Ritter and certified and ready-to-sell for at least one qualifying Medicare Advantage, Part D, or ancillary company through Ritter. Applications submitted for disability, under 65, or certain carriers will not count. Winners will be determined based on the number of qualifying apps they write and issue. Ties will be broken based on premium. Subject to change.